Embedded wallet services

Tailor your own wallet experience with our rich, composable digital wallet capabilities.

Key features

Identity and access managementCustomer insights & analyticsSecurity & fraud managementIntegrated loyalty programs & offers
Gift cardsRich digital receiptsSurchargingMultiple integration options

And many more…

How it works

Offering a smooth payment experience for merchants by generating QR codes with order details for your customers to scan. A customer reviews the order information and amount on their device, before authorising and completing the payment.

Example instore checkout, loyalty earn, and digital receipt

This example is specific to a physical in-store customer experience

Benefits

INCREASED REVENUESECURITYCUSTOMER RETENTION
Low implementation costs online and instore combined with increased customer insights allow for greater targeting and increased sales.PCI-DSS compliant to ISO/IEC 27001 standards, with strict end to end tokenisation capabilities coupled with CDCVM and 3DS2 cardholder verification.Turn customers in to repeat buyers with precision, personalised retargeting functionality, with branded digital receipts as standard.
LOYALTY PROGRAMSGIFT CARDS/VOUCHERSEXPERIENCES
Simply combine existing loyalty programs with our Initiator platform to skyrocket member activity, and deliver a powerful single consumer interaction for a multi-benefit checkout experience.Incorporate existing gift card programs, or create a new one. Our VAS logic automatically suggests valid gift cards to use at participating stores, making redemption a single swipe away.As our ecosystem grows, so does the breadth of experiences for the consumer. Whether an AP+ experience, or partner accredited experience, maximum value is guaranteed.