eftpos Reference Data API
With eftpos’ Reference Data API, you can get your hands on the latest debit card and BIN payment reference data – making it easier to keep payment systems up to date and prevent fraud. This API is ideal for caching BIN reference data in payment switches, payment gateways and merchant terminals.
How this can help your business
More secure than an email or file download
Simple to integrate into your systems
Accurate and timely information guaranteed
Verify BIN numbers more efficiently
A BIN identifies the card type and sub-type, card issuer, and the length of the card number (PAN) – and with our API, you can securely access all this data instantly
Gain insights to improve decision-making
Armed with accurate reference data, you can make more informed decisions about how payments are authorised and routing, which in turn, can help prevent fraud
Enjoy seamless integration
Our API makes connecting to the eftpos scheme simple, and sets you up for straight forward automation
Eligibility
If you’re a member of the eftpos scheme, you can access the Reference Data API automatically, no sponsorship required. The API is also available to merchants, ATM operators and payment gateways with sponsorship from an eftpos Member.
Using this API
Streamline processes for downloading eftpos BIN reference data
Validate card number (PAN) length based on BIN
Validate and route eftpos Card Present and eftpos Card Not Present transaction types based on BIN.
Validate and route ATM transaction types base on BIN.